As a broker we are independent. We will for insurance companies which suits best for your convenience. An agent and a broker are both consultant. The most important difference between an ordinary agent and a broker, is this: ,, An agent represents the insurance company, while a Broker represents the client.

As our client, you may have many benefits. Because we work together with many insurance companies, we can insure almost everything you may want to insure, like fire insurance, motor vehicle insurance, healthcare, life insurance, educational plans , and so on. In short, we are a one stop shop for your insurances needs. NIB mostly can offer you tailor fit insurances.

Actually , it,s very simple. You may sign our brokers agreement or transfer of service and we are going to work for you already. We can analyze your present policies and we will see to it that the next renewal contract will be provided by us. Even when the premium s paid already to your insurance company, we can take care of your insurances. This is all for free. We will NOT charge you any fee!

Not anymore. We operate as an all round professional insurance broker. Being a intermediary is our fulltime profession. Most important of all is that we handle your claims. We strongly follow the claims handling procedure. We will see to it that adjusters and insurers will always sped up the claims procedure. Further on we fill in application forms, develop clauses, upgrade existing policies and do collections of premiums.

No more. That is what we are here for. We will b e the one who ask several proposals if necessary. We will select first class companies to produce their proposals. The best chosen will be presented to you. That is our service!

The answer is clear and simple. As mentioned above, we will not charge you any fee!